This insight looks at Zurich Irish pension funds ranked by 3-year CAGR performance.
CAGR means compound annual growth rate. It smooths performance into an annualised figure, which can make longer-term comparisons easier to understand than simply looking at a single year.
Over the period shown, the leading Zurich fund was Gold, with a 3-year CAGR of 28.5%. Indexed TopTech 100 G followed at 25.4%, with Emerging Market Opp (JPM) at 20.6%, Indexed Emerging Mkts Equity at 19.0%, and Indexed Global Energy & Metals at 15.9%.
These results are heavily influenced by the sectors and asset classes behind each fund. Gold, technology, emerging markets and energy-related funds can behave very differently from broad multi-asset pension funds. Strong past performance does not mean a fund is suitable for every pension investor.
When comparing funds, it is worth looking beyond the ranking. Consider the risk level, volatility, investment category, time period and whether the fund could still play a sensible role in a long-term pension portfolio.
This insight is educational only. Portzo does not provide financial advice or personal recommendations.